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The Golden Ratio of Saving: How Much Is Enough (and How to Make It Happen) – Smart Money-Saving Guide | Digital Download | Financial Planning eBook for How Much to Put in Savings

The Golden Ratio of Saving: How Much Is Enough (and How to Make It Happen) – Smart Money-Saving Guide | Digital Download | Financial Planning eBook for How Much to Put in Savings

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Product Description

Find Your Perfect Savings Balance — Without the Guesswork

Ever wondered exactly how much to put in savings — and how to actually make it happen? The Golden Ratio of Saving: How Much Is Enough (and How to Make It Happen) is a practical, easy-to-follow digital guide that helps you define, plan, and reach your unique savings goals with confidence. Whether you’re just starting to save or want to refine your money habits, this downloadable resource simplifies financial planning into steps that make sense for your real life — not just generic percentages.

What’s Inside

  • Introduction: The truth behind the “magic number” myth of saving
  • Chapter 1: Personalize your savings plan and prioritize what matters most
  • Chapter 2: Discover smart saving percentages that actually work for your lifestyle
  • Chapter 3: Learn how to automate your savings and adapt when life changes
  • Chapter 4: Move from saving to growing wealth, and create your own “enough number”
  • Bonus Practical Sections: Real-life case studies, monthly check-in prompts, and printable worksheets

Why You’ll Love This Guide

  • Personalized approach: It’s not a one-size-fits-all formula — it helps you tailor a plan that fits your goals, income, and lifestyle.
  • Easy to follow: Simple explanations and examples make financial planning approachable, even if you’re not a numbers person.
  • Practical and actionable: You’ll walk away with clear steps and real tools to make saving automatic and sustainable.
  • Comprehensive yet digestible: Each chapter builds on the last to help you move from confusion to clarity about how much to put in savings.
  • Instant digital access: Download it instantly and start your journey toward confident, goal-based saving today.

Who It’s For

This guide is designed for individuals, freelancers, and families who want to stop guessing about saving and start building a confident financial future. Whether you’re trying to save for emergencies, big goals, or long-term peace of mind, this guide gives you the roadmap.

Why It’s Different

Unlike generic money guides, The Golden Ratio of Saving focuses on you — your numbers, your priorities, your future. It blends proven strategies with personalization and motivation, helping you create a system that actually lasts. You’ll gain not only clarity on how much to put in savings but also the tools to keep your progress consistent.

Take Control of Your Financial Future

Stop guessing. Start saving with intention. Download The Golden Ratio of Saving: How Much Is Enough (and How to Make It Happen) today and transform the way you think about money — one smart habit at a time.

Shipping & Payment

We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.

How do you ship packages?

Packages from our warehouse in China will be shipped by ePacket or EMS depending on the weight and size of the product. Packages shipped from our US warehouse are shipped through USPS.

Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location *Estimated Shipping Time
United States 10-30 Business days
Canada, Europe 10-30 Business days
Australia, New Zealand 10-30 Business days
Central & South America 15-30 Business days
Asia 10-20 Business days
Africa 15-45 Business days
*This doesn’t include our 2-5 day processing time.

Do you provide tracking information?

Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

Will my items be sent in one package?

For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of product-digital (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of https://products-digital.sellviastore.com

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

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