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$20K Challenge: The Smart Person’s Guide to Saving Big in Just One Year – How to Save $20K in 12 Months with Simple Steps

$20K Challenge: The Smart Person’s Guide to Saving Big in Just One Year – How to Save $20K in 12 Months with Simple Steps

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Product Description

Product Description

Ready to take control of your finances and save big in just one year? The $20K Challenge: The Smart Person’s Guide to Saving Big in Just One Year is your step-by-step blueprint to achieving your financial goals. Whether you’re saving for a dream vacation, building an emergency fund, or preparing for the future, this guide shows you exactly how to save $20K in a year with practical tips and actionable strategies. No need for drastic sacrifices—just smart, efficient choices to put you on the fast track to financial success!

Inside this comprehensive guide, you’ll find a wealth of expert advice, including proven methods to cut costs, boost your income, and stay motivated along the way. This is not just another generic savings plan. It’s a tailored roadmap designed to help you reach your $20K goal in a manageable, stress-free way. From tracking your progress to understanding the psychology of saving, this guide is built for real people with real lives.

Main Features:

  • Set the Goal and Build the Plan – Understand why saving $20K in 12 months is achievable, break down the goal into monthly and weekly milestones, and get your hands on the ultimate savings tracker toolkit.
  • Cut, Swap, Save – Learn how to identify sneaky budget leaks, make lifestyle tweaks that add up, and read a real-life success story about how a freelancer saved $20K without sacrificing joy.
  • Boost Your Income Without Burning Out – Discover the easiest side hustles to start now, how to turn your skills into cash, and tips for automating your extra income for saving.
  • Stay Motivated & Avoid Common Pitfalls – Master the psychology of saving, avoid common mistakes, and learn how to turn your $20K win into a lifetime habit.

Who Is This For?

  • Anyone looking to save a significant amount of money in just one year without sacrificing their lifestyle.
  • People who want practical, easy-to-follow steps to reach their financial goals and need the motivation to keep going.
  • Freelancers, side hustlers, and professionals who want to increase their income and save smartly without burning out.

What Makes This Guide Different?

  • This guide doesn’t rely on extreme sacrifices or unrealistic budgeting hacks. It’s all about making smarter choices and boosting your income efficiently.
  • It includes a savings tracker toolkit, practical advice from real-life case studies, and tips to help you stay motivated through every stage of the process.
  • The guide is designed for busy people—no need for complicated spreadsheets or endless calculations. Just simple, actionable advice.

Don’t wait to start building your savings. Download the $20K Challenge guide today and discover how you can save $20K in a year without feeling overwhelmed. Take the first step toward financial freedom and get started on your journey to a $20K savings goal today!

Shipping & Payment

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How do you ship packages?

Packages from our warehouse in China will be shipped by ePacket or EMS depending on the weight and size of the product. Packages shipped from our US warehouse are shipped through USPS.

Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location *Estimated Shipping Time
United States 10-30 Business days
Canada, Europe 10-30 Business days
Australia, New Zealand 10-30 Business days
Central & South America 15-30 Business days
Asia 10-20 Business days
Africa 15-45 Business days
*This doesn’t include our 2-5 day processing time.

Do you provide tracking information?

Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

Will my items be sent in one package?

For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of product-digital (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of https://products-digital.sellviastore.com

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

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