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The “Zero Balance” Checklist: Fun Steps to Stay Debt-Free – A Simple Guide to Financial Freedom

The “Zero Balance” Checklist: Fun Steps to Stay Debt-Free – A Simple Guide to Financial Freedom

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Product Description

Take Control of Your Finances with The “Zero Balance” Checklist

Ready to say goodbye to debt and hello to financial freedom? The “Zero Balance” Checklist is your step-by-step guide to staying debt-free, with fun and practical steps that make managing your money a breeze. Whether you’re just starting your financial journey or looking to fine-tune your habits, this digital download will help you build the mindset and habits needed to stay debt-free for good. No more stress, no more guesswork—just a simple plan to keep you on track.

What’s Inside The “Zero Balance” Checklist?

  • 💡 Mindset Magic: Cultivate a debt-free mindset that puts financial peace over instant gratification.
  • 📊 Budget Like a Boss: Create a detailed budget that works for your lifestyle—and keeps things fun, not restrictive.
  • 🚨 Emergency Mode, Activated: Build your emergency fund so you can handle unexpected expenses without relying on credit.
  • 🛠 Debt-Proof Your Daily Habits: Learn how to manage credit cards, automate your bills, and avoid lifestyle creep.
  • 🚧 Avoid the Sneaky Traps: Identify common debt traps and learn how to stop small debts before they grow into big headaches.
  • 🚀 Stay Debt-Free and Dream Bigger: Set yourself up for long-term success with investments, money talks, and backup plans.

Why This Checklist Is Perfect for You

This checklist is designed for anyone who wants to live debt-free without feeling restricted. If you’re tired of living paycheck to paycheck or are struggling with managing debt, this guide will help you create simple, actionable steps that make budgeting and saving feel natural. The “Zero Balance” Checklist goes beyond basic advice—it helps you develop the habits and mindset that will keep you on the path to financial freedom. Plus, it’s easy to follow and even includes a “fun fund” so budgeting never feels like punishment!

What Makes This Checklist Different?

Unlike other financial resources, this checklist focuses on more than just numbers. It’s about mindset, habits, and long-term goals. It teaches you how to stay debt-free by making small but powerful changes to your daily life. The “Zero Balance” Checklist helps you build sustainable financial habits without the overwhelm—no complicated formulas or jargon here! Plus, it’s designed to be easy to use, so you can start right away and see progress quickly.

Take the First Step Toward Financial Freedom

Ready to stay debt-free and take control of your financial future? Download The “Zero Balance” Checklist today and start building the habits that will set you up for long-term success. It’s time to live life without the weight of debt holding you back. Click below to get started!

Shipping & Payment

We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.

How do you ship packages?

Packages from our warehouse in China will be shipped by ePacket or EMS depending on the weight and size of the product. Packages shipped from our US warehouse are shipped through USPS.

Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location *Estimated Shipping Time
United States 10-30 Business days
Canada, Europe 10-30 Business days
Australia, New Zealand 10-30 Business days
Central & South America 15-30 Business days
Asia 10-20 Business days
Africa 15-45 Business days
*This doesn’t include our 2-5 day processing time.

Do you provide tracking information?

Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

Will my items be sent in one package?

For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of product-digital (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of https://products-digital.sellviastore.com

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

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