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Health Plan Abroad Checker

Health Plan Abroad Checker

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Product Description
✈️ Travel · Health & Insurance

Know exactly what your plan covers abroad.

Most US health plans cover little to nothing internationally. AI decodes your exact plan against your destination, shows every gap with dollar exposure, and builds an emergency card for your phone lock screen — in 10 minutes.

🏥 50+insurers supported 🌍 195+countries ⏱️ 10min to verify
🔥 87 sold in last 24h

One-time purchase · Instant access · Personalized to your plan

392+ travelers covered safely

🔓 Get Instant Access

🛡️ 30-day money-back guarantee

🔒 Secure checkout via Stripe

⚡ Instant delivery to your email

The Problem

You think you’re covered. You’re probably not.

🚫

Most US health plans cover little or nothing outside the country

PPO, HMO, HDHP, even Medicare — foreign coverage is limited, denied, or reimbursed at pennies on the dollar.

💸

A single ER visit abroad can run $10,000–$50,000+ out of pocket

Broken limb in Switzerland? Appendix in Thailand? Heart scare on a cruise? You’re paying unless you prepped.

📞

Insurance hotlines don’t give straight answers before you travel

They say ‘call us when something happens’ — which is exactly the wrong moment to be on hold from a hospital bed.

🤷

You don’t know what supplemental insurance is worth buying

Travel medical, evac, trip cancellation, credit card coverage — half the options are overpriced junk.

What You Get

Everything to travel with real peace of mind.

📋

Plan Coverage Decoder

Plain-English breakdown of what your insurance covers abroad.

⚠️

Coverage Gap Analysis

Specific scenarios with dollar exposure — know your real risk.

🚨

Emergency Scenario Simulator

Walk through what happens if something goes wrong in-country.

💡

Supplemental Decision Guide

What to buy, what to skip — no more marketing fluff.

📱

Phone Emergency Card

Lock-screen reference with insurance info and emergency numbers.

🗣️

Local Medical Phrases

Key phrases in local language for when every second counts.

How It Works

From uncertain to covered and ready in 10 minutes.

1

Decode your plan

Tell AI your insurance, destination, trip details, and health conditions.

⏱ ~3 minutes

2

See every gap and scenario

Get dollar exposure for ER visits, evacuations, and common emergencies.

⏱ ~4 minutes

3

Save your emergency card

Generate a phone-ready card with insurance info, numbers, and phrases.

⏱ ~3 minutes

10 minto know exactly where you stand — and what to fix

195+countries covered 50+insurers decoded 1 cardon your lock screen
Questions

Everything you need to know.

Does this replace calling my insurance company?

No — and it shouldn’t. The AI decodes your plan so you know exactly what to ask, then gives you 3 specific questions to verify with your insurer before the trip. The goal is to make your conversation with the insurance company 10× shorter and more productive, not to skip it.

Does this work for non-US insurance plans too?

Yes. While it’s optimized for US plans (UnitedHealthcare, Blue Cross, Aetna, Cigna, Kaiser, Medicare), the framework applies to UK, Canadian, Australian, and EU plans. You tell the AI your insurer and country of origin, and it adapts the coverage breakdown, gap analysis, and supplemental recommendations accordingly.

What if I have Medicare? I heard it doesn’t cover anything abroad.

Mostly true — and that’s exactly why the tool is valuable for Medicare users. The AI explains the very limited exceptions (cruise ships near US waters, border emergencies), analyzes your Medigap or Medicare Advantage for any international benefits, and then walks you through whether travel medical insurance is essentially required for international travel on Medicare.

Can I trust the specific dollar amounts the AI gives me?

The AI gives realistic ranges based on common scenarios — an ER visit in Germany runs €500–€2,000 without insurance, an airlift from a remote area can hit $100K+. These are planning numbers, not guarantees. For precise amounts, you’ll verify with the insurer directly using the 3 questions the AI generates for that exact conversation.

Is travel medical insurance worth it for a short trip?

Often yes, even for a weekend. Travel medical insurance for a 3-day trip typically costs $15–$30 and covers up to $100K+ of medical expenses that your US plan likely won’t touch. The Supplemental Decision Guide runs the math for your specific trip cost and destination risk profile.

What if I’m already traveling when I buy this?

You can still use it, but some supplemental coverage requires purchase before departure, and pre-existing condition riders often need booking within 14 days of your trip payment. The AI flags which gaps you can still fix mid-trip vs. which you can only fix next time. Still worth it for the emergency card alone.

🏥

Don’t assume you’re covered. Know for sure in 10 minutes.

Plan decoded. Gaps identified. Scenarios simulated. Supplemental guide built. Emergency card on your phone. Real coverage — verified before you board.

🔓 Get Instant Access

Shipping & Payment

We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.

How do you ship packages?

Packages from our warehouse in China will be shipped by ePacket or EMS depending on the weight and size of the product. Packages shipped from our US warehouse are shipped through USPS.

Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location *Estimated Shipping Time
United States 10-30 Business days
Canada, Europe 10-30 Business days
Australia, New Zealand 10-30 Business days
Central & South America 15-30 Business days
Asia 10-20 Business days
Africa 15-45 Business days
*This doesn’t include our 2-5 day processing time.

Do you provide tracking information?

Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

Will my items be sent in one package?

For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

Physical products:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of product-digital (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of https://products-digital.sellviastore.com

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

Digital products:

Due to the nature of digital goods, all sales are considered final and non-refundable once the product has been downloaded or accessed.

If you experience any issues with your purchase – such as file errors, access problems, or missing content – please reach out to our contact us form. We’ll do our best to resolve the issue quickly and ensure you receive everything as promised.

Exceptions (At Our Discretion)

We may consider a refund in limited cases, such as:

  • A file was corrupted or incomplete, and a replacement cannot be provided
  • Accidental duplicate purchases
  • Technical problems preventing access that cannot be resolved

To request a refund under these conditions, please contact us within 3 days of your purchase with your order number and a brief explanation of the issue.

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