It’s an instant download — the file is available the moment your payment clears, straight from your order confirmation. Nothing ships and there’s no email delay.

Any device with a browser — phone, tablet or laptop. You open the downloaded file the same way you’d open a web page, and the layout adapts to the screen size.

Refunds are handled under our store’s Refund Policy (30 days), which covers the details for digital access.

No, and that’s the point. Nothing is linked, imported or synced — you type entries in as one line each, which takes seconds and means no account credentials leave your hands.

No. It’s an organisation tool that does arithmetic on figures you enter yourself. It has no opinion about debt, investing or what you should do with your money, and it isn’t a substitute for advice from someone qualified to give it.

Four things: money you move across, a purchase you decided against, a round-up on something you did buy, and a day you kept the week’s habit. They all land on the same circle, because they’re all money you still have.

Yes — you set the symbol yourself and every figure follows it. There’s no conversion and no assumption about where you are.

It’s built around a single goal at a time, which is deliberate — one target with a monthly number attached beats three competing ones. When you finish, you clear it and start the next.

Into your own browser and nowhere else. Nothing is uploaded, so use the same device and browser each time, and print the snapshot if you want a copy that outlives your browser data.