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Escape the Minimum Trap Checklist | Debt Payoff Guide for mastering minimum payments, budgeting smarter, and accelerating financial freedom

Escape the Minimum Trap Checklist | Debt Payoff Guide for mastering minimum payments, budgeting smarter, and accelerating financial freedom

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Arrives by Monday, Dec 22
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Product Description

Product Description

Break free from the cycle of endless minimum payments with the Escape the Minimum Trap Checklist — your simple, practical, and empowering digital tool for finally taking control of your debt. Designed to help you understand the true cost of paying only the minimum, this checklist guides you step-by-step through smart strategies that shorten your payoff timeline, reduce interest, and put you back in charge of your money. If you’ve been stuck making minimum payments and feeling like your balance never moves, this is your breakthrough moment.

What’s Inside

  • 🔍 Understand Your Minimum Payments: Identify your minimum payment amounts, how they’re calculated, and the long-term cost of staying in the cycle.
  • 💡 Spot the Hidden Costs: See how interest slows your progress and learn common pitfalls to avoid.
  • 🚀 Pay More, Pay Faster: Choose a payoff method, commit to small but powerful extra payments, and track your progress with clarity.
  • 🔒 Stay Debt-Free for Life: Build habits, systems, and safeguards to keep the “minimum trap” behind you for good.

Practical Benefits

  • Gain instant clarity on where your money is going and why your balances aren’t shrinking.
  • Learn exactly how much minimum payments cost you over time.
  • Adopt proven acceleration strategies like the Snowball or Avalanche method.
  • Develop long-term habits that support a debt-free lifestyle.
  • Perfect for printing, using on a tablet, or referencing digitally anytime.

Perfect For

Anyone tired of watching their debt barely budge, beginners taking their first step toward financial confidence, or budgeters who want a clear and motivating structure. This checklist stands out because it transforms confusing concepts into easy, actionable steps — without overwhelming you.

Download Now

Ready to take control of your money? Grab the Escape the Minimum Trap Checklist today and start breaking free from the cycle of minimum payments — one simple step at a time.

Shipping & Payment

We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.

How do you ship packages?

Packages from our warehouse in China will be shipped by ePacket or EMS depending on the weight and size of the product. Packages shipped from our US warehouse are shipped through USPS.

Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location *Estimated Shipping Time
United States 10-30 Business days
Canada, Europe 10-30 Business days
Australia, New Zealand 10-30 Business days
Central & South America 15-30 Business days
Asia 10-20 Business days
Africa 15-45 Business days
*This doesn’t include our 2-5 day processing time.

Do you provide tracking information?

Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

Will my items be sent in one package?

For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of product-digital (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of https://products-digital.sellviastore.com

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

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