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Kids Allowance Planner

Kids Allowance Planner

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Product Description
👨‍👩‍👧 Family · Financial Literacy

Teach your kids about money — before life does

AI designs an age-appropriate allowance system with the right amount, a spend-save-give framework, savings goal trackers, and money conversation scripts — from age 4 to 18.

🧒 4-18ages covered 🏦 12+money skills taught 📄 5printable tools
🔥 47 sold in last 24h

One-time purchase · Instant access · All ages, all stages

512+ allowance systems built

🔓 Get Instant Access

🛡️ 30-day money-back guarantee

🔒 Secure checkout via Stripe

⚡ Instant delivery to your email

The Problem

Your kid asks for everything and understands nothing about money

🤷

You have no idea how much allowance to give or when to start

Is $5/week too much for a 7-year-old? Too little? Should a 4-year-old get anything? Nobody tells you.

💸

They blow it all in five minutes and want more

Allowance day: $10. Five minutes later: $0 and a pile of candy. Then ‘can I have more money?’ for six days straight.

🤔

‘Should I tie it to chores?’ — and Google gives opposite answers

Half the experts say yes (teaches earning). Half say no (household help shouldn’t be paid). You’re paralyzed.

😰

Schools don’t teach financial literacy — it’s on you

Only 23 states require any financial education. Your child will get a credit card before they learn what interest is.

What You Get

Money skills that last a lifetime

💰

Allowance Calculator

Age-right amount with annual raises — matched to your budget and area.

🏦

Spend-Save-Give System

The 3-jar method customized for your child’s age — habits for life.

🎯

Savings Goal Tracker

Pick a goal, calculate weeks, and color in progress — visual and fun.

🧹

Chore-Money System

Expected vs paid chores — clear, fair, no arguments.

💬

Money Conversation Scripts

Age-right scripts for needs vs wants, prices, saving, and mistakes.

📈

Teen Level-Up Guide

Bank accounts, budgeting, earning, and investing basics for 10+.

How It Works

From ‘I want that’ to ‘I’m saving for that’

1

Tell the AI your child’s age and situation

Age, current money habits, your budget — AI designs a system that fits your family.

⏱ ~5 minutes

2

Set up jars, start allowance, have the first talk

Spend-Save-Give system, first payday, and a 30-second conversation script for tonight.

⏱ ~10 minutes

3

Watch your child learn — and level up as they grow

Savings goals, real-world teaching moments, and upgraded systems for pre-teens and teens.

⏱ ongoing

4-18years of financial literacy built one lesson at a time — from first coin to first bank account

5 minto design the system 12+money skills taught Week 1first ‘aha moment’ about saving
Questions

Everything you need to know

What age should I start?

Age 4-5 is ideal for the basics — choosing between two things, understanding that money is exchanged for items. By age 6-7, the full Spend-Save-Give system works well. Starting earlier isn’t too early; starting later isn’t too late. The AI designs the system for wherever your child is right now.

Should allowance be tied to chores?

The research-backed answer: HYBRID. Base allowance should be unconditional — it’s a learning tool, not payment. Household responsibilities (making bed, setting table) are expected as a family member — also not paid. But EXTRA chores (washing the car, deep cleaning, organizing the garage) can be paid — this teaches the connection between effort and earning without making basic responsibilities transactional.

My kid will just waste the money on junk

Good. Wasting money on something dumb at age 7 costs $5 and teaches a lesson they’ll remember forever. The same lesson at age 22 costs $5,000 on a credit card. The AI includes a ‘mistakes are okay’ script that turns every bad purchase into a teaching moment — without saying ‘I told you so.’

How much should I give?

The common rule is $0.50-$1 per year of age per week (so a 7-year-old gets $3.50-$7/week), but the AI adjusts for your family budget, local cost of living, and what the allowance is expected to cover. A child who buys their own snacks at school needs more than one who only buys toys. The AI calculates the right number for YOUR situation.

Does this work for teenagers?

Yes — the Level Up tool transitions from weekly allowance to a monthly budget model where teens manage their own clothing, entertainment, phone, and social spending. It introduces bank accounts, debit cards, earning independently (babysitting, lawn care), and even basic investing concepts. The goal: when they leave home, managing money feels normal, not terrifying.

💵

Money skills that last a lifetime

Get your personalized allowance system, spend-save-give framework, savings trackers, and money conversation scripts — for ages 4 to 18.

🔓 Get Instant Access

Shipping & Payment

We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.

How do you ship packages?

Packages from our warehouse in China will be shipped by ePacket or EMS depending on the weight and size of the product. Packages shipped from our US warehouse are shipped through USPS.

Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location *Estimated Shipping Time
United States 10-30 Business days
Canada, Europe 10-30 Business days
Australia, New Zealand 10-30 Business days
Central & South America 15-30 Business days
Asia 10-20 Business days
Africa 15-45 Business days
*This doesn’t include our 2-5 day processing time.

Do you provide tracking information?

Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

Will my items be sent in one package?

For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

Physical products:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of product-digital (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of https://products-digital.sellviastore.com

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

Digital products:

Due to the nature of digital goods, all sales are considered final and non-refundable once the product has been downloaded or accessed.

If you experience any issues with your purchase – such as file errors, access problems, or missing content – please reach out to our contact us form. We’ll do our best to resolve the issue quickly and ensure you receive everything as promised.

Exceptions (At Our Discretion)

We may consider a refund in limited cases, such as:

  • A file was corrupted or incomplete, and a replacement cannot be provided
  • Accidental duplicate purchases
  • Technical problems preventing access that cannot be resolved

To request a refund under these conditions, please contact us within 3 days of your purchase with your order number and a brief explanation of the issue.

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